Contents insurance
If you are a tenant of Richmond Housing Partnership you do not need to have building insurance as we deal with it for you. However, building insurance only covers the structure and main fabric of the building.
25/03/2011
Are you covered?
As a tenant you are responsible for all the decorations, carpets, curtains and other belongings inside your home. If any of these are damaged or ruined by an event such as a fire or flood you will have to pay for them, even if the damage was not caused by you.
The same is true of anything that is lost in a burglary. For example we would replace a door that had been forced open but we would not be able to replace any articles that had been stolen, such as a TV, money or jewellery. To be insured for this kind of loss, RHP advises its customers to purchase home contents insurance, which can be obtained at very little cost.
Get cover today
The National Housing Federation(NHF), the body which represents the social housing sector, has an initiative called ‘My Home – Contents Insurance’ which offers great insurance deals with recommended insurers to social housing tenants. You can download information, a price guide and an application form from the NHF website www.housing.org.uk or call them on 0207 0671 010.
Do-it-yourself valuation of your contents
Most people find that their household contents are worth more than they think. Download our ‘Home contents insurance’ booklet for a useful guide when valuing the contents of your property. Click on the link on the right-hand side of this page to download the file.