How Shared Ownership works

Connect with Shared Ownership 

Shared Ownership is a simple, and affordable way to get a home of your own. We build amazing new homes in great locations. You buy a share in the home that is affordable to you and pay a rent to us (alongside a monthly service charge) on the rest. The good news is the mortgage and rent combined is usually less than the cost of buying outright or renting a similar home – and it’s yours to decorate and live in as you wish. The other good bit about buying a share is getting a mortgage should be a bit easier - you’ll just need the deposit on the share, not the full value, and your mortgage will be smaller than trying to buy outright. 

How does it work? 

Shared Ownership is a home ownership scheme that makes it easier for first-time buyers to get on the property ladder. You buy a share in a property and pay rent on the share you don’t own. You can buy more shares in the future. The more shares you buy, the less rent you pay and you can work towards full ownership. 

It’s a great way to get on the property ladder, as it can dramatically reduce the amount needed for your initial deposit. 

Find out more about Shared Ownership and the homes we currently have available here

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